Terms and Conditions

Terms of Service

These Terms and Conditions govern your use of fenaridquosa's financial planning services.

By using our services, you agree to be bound by these terms

Definitions

In these terms, the following definitions apply:

  • Service: Monthly financial planning consultations and related advisory services
  • Client: Any individual or entity subscribing to our financial planning services
  • Agreement: The contract formed between fenaridquosa and the client for service provision
  • Personal Data: Information relating to an identified or identifiable individual

Use of Our Services

Your use of our services is subject to the following conditions:

Eligibility

You must be at least 18 years old and legally capable of entering into binding agreements

Account Responsibility

You are responsible for maintaining the confidentiality of your account information and for all activities under your account

Your Responsibilities

As a client, you agree to:

  • Provide accurate and complete information during consultations
  • Notify us of any changes to your financial circumstances
  • Use our services only for lawful purposes
  • Respect the intellectual property rights of fenaridquosa

Prohibited Uses

You may not use our services to:

  • Engage in any illegal or fraudulent activities
  • Share your account access with unauthorized parties
  • Attempt to disrupt or interfere with our service delivery
  • Use our services for commercial purposes without written consent
  • Violate any applicable laws or regulations

Intellectual Property

All content, materials, and intellectual property provided through our services remain the exclusive property of fenaridquosa.

Unauthorized reproduction or distribution of our materials is strictly prohibited

Privacy and Data Protection

We are committed to protecting your privacy and handling your personal data responsibly.

Our data practices are detailed in our Privacy Policy Privacy Policy

Service Disclaimers

Please note the following important disclaimers:

Our services are provided "as is" without warranties of any kind

We make no guarantees about specific financial outcomes or results

While we strive for accuracy, information may become outdated or contain errors

Limitation of Liability

To the fullest extent permitted by law, fenaridquosa's liability is limited to the amount paid for services in the preceding 12 months.

Our maximum liability shall not exceed the total fees paid by you in the previous year

Indemnification

You agree to indemnify fenaridquosa against claims arising from your use of our services or breach of these terms.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently:

Binding Arbitration

Disputes shall be resolved through binding arbitration under the following conditions:

  • Arbitration shall be conducted in accordance with English law
  • The arbitration shall take place in Birmingham, England
  • Each party shall bear their own costs unless otherwise determined

EU Online Dispute Resolution

EU residents may access the Online Dispute Resolution platform for consumer disputes.

The ODR platform is available at ec.europa.eu/consumers/odr

Termination

Either party may terminate this agreement with 30 days written notice. Termination does not affect accrued rights or obligations.

Upon termination, access to services will cease and outstanding fees become immediately due

Governing Law

This disclaimer is governed by and construed in accordance with the laws of England and Wales

Severability

If any provision is found unenforceable, the remaining terms shall continue in full effect.

Entire Agreement

These terms constitute the complete agreement between you and fenaridquosa regarding our services.

Changes to Terms

We may modify these terms at any time. Changes will be effective upon posting to our website.

Continued use of our services after changes constitutes acceptance of modified terms

Contact Information

For questions about these terms, please contact us:

Company: fenaridquosa

Address: 42 Victoria Street, Birmingham B1 3GH

Email: contact@fenaridquosa.com

Phone: +44 171-162-529

Last updated: August 14, 2025